Rest assured however, that we are committed to you throughout the entire process and work only for you.
Financing is an integral part of any home purchase. Many times the financing terms can make a purchase realistic or can put it out of reach. This is why a quality lender can be an excellent asset for the purchase of your new home.
It is important to understand current rates and competitive financing programs that are available. That is why we keep abreast on all new financing options that become available so we can work closely with mortgage lenders to ensure that our clients are getting the best financing possible for their new home.
Please contact us for information regarding our financing partners.
FINDING THE RIGHT HOME
Finding the right home should be exciting and fun! With supply low right now, it is important to work with an agent that is well connected. Our team often knows of homes before they are even on the market, which can give you a huge advantage.
It is up to us, the Buyers Agent to ask the right questions and understand your needs and wants for your new home. We can then help you navigate the market and only show you homes that truly meet your requirements.
VIEWING YOUR FUTURE HOMES
Our process is simple:
- We send you home listings via e-mail that are currently available
- You mark which ones you are interested in and which ones you are not
- We begin to understand your needs and wants through this process and through asking questions about your needs
- Finally, we show you properties on your schedule that are sure to be homes that are worth seeing!
- We are available to show you homes on your schedule. Whether it is a weekday, weeknight, or weekend, we are available for you!
Chances are, when you find a home you absolutely love, someone else may love it too. So it's important to act quickly and make an educated offer based on a rational approach to pricing and negotiating that you and your agent will have discussed. To start the process rolling, your agent will draw up a contract that includes your offer price and other terms and contingencies.
Buyers often focus on price, but there are other important terms to a real estate contract. You can include any terms you like, but the more you add, the more likely the seller is to object. Here are the most common elements of a real estate contract:
2. Mortgage Contingency
3. Home Inspection Contingency
A thorough inspection of the property by a licensed home inspector protects you against structural or material problems that are not detectable in a casual walk-through. Home inspections are just as important in new construction as they are in resale. Obviously, buyers can't inspect a home that isn't built yet, but they can request an inspection prior to closing.
In new construction, an inspector will make sure that all mechanical systems are working properly. They may also spot repairs that need to be added to the builder's punch list (a list of items that need to be completed). The buyer, not the seller, is responsible for hiring and paying the inspector. Contact us for a list of recommended inspectors.
As your agent, we will work closely with you, your lender, the title company, and the seller's agent to make sure everything is in place for a smooth and efficient closing. Typically, a day or two prior to the closing, your lender will forward all loan documentation to the title company and let you know the amount required to close. You will be responsible for bringing the balance of your down payment and closing costs to the closing in the form of a cashier's check.
At the closing, the title company will guide you through the many documents you need to sign. Our goal is to provide you with the information you need to feel confident at your closing.